Question 1

What is HIHODL?

Accepted Answer

HIHODL is a non-custodial multichain stablecoin wallet for freelancers and remote workers. You earn in stablecoins, hold the keys, and spend or move your money anywhere — Solana, Polygon, Base or Ethereum.

Question 2

Is HIHODL custodial?

Accepted Answer

No. HIHODL is fully self-custodial. Your private key is split via MPC: half on your device, half held by HIHODL. The key is reassembled only inside your device, only to sign your transactions. We cannot move your funds.

Question 3

How much does HIHODL cost?

Accepted Answer

Free plan: $0/month with up to $500/month of gas-free swaps; 0.50% all-in network fee above the cap. Pro plan: $9.99/month with $2,000/month of gas-free swaps and 0.15% above the cap. Solana swaps are gasless on both plans. $2 minimum swap.

Question 4

What chains does HIHODL support?

Accepted Answer

HIHODL supports Solana, Polygon, Base and Ethereum. Solana swaps are always gasless. EVM chains use smart gas detection on Pro.

Question 5

How do gasless swaps work?

Accepted Answer

On Solana, HIHODL pays the network fee on your behalf via a relayer. On EVM chains (Polygon, Base, Ethereum), HIHODL covers gas when your Main native balance minus pockets and staked balance is below the threshold. You never need to hold SOL, MATIC or ETH for gas.

Question 6

Does HIHODL require KYC?

Accepted Answer

No KYC for basic wallet use. KYC is only required for the optional virtual USD account (IBAN/SWIFT) when receiving fiat from employers or clients.

Question 7

Can I receive my salary in HIHODL?

Accepted Answer

Yes. Income Rails gives you a virtual USD account with IBAN and SWIFT details. Your employer or client wires USD; it lands in your wallet as stablecoins, ready to spend, swap or save.

Question 8

What is HUSD?

Accepted Answer

HUSD is HIHODL's native stablecoin, designed for people who earn in one country and live in another. Launching in 2027. Newsletter subscribers and Pro users get priority access.

Question 9

Does HIHODL have an AI assistant?

Accepted Answer

An AI conversational layer is coming soon. Users will be able to ask in plain language — "send 200 USDC to Lucía," "split my paycheck 60/30/10," "move savings to the highest yield" — and HIHODL will execute. The AI proposes, the user signs every transaction. Self-custody is preserved.

Question 10

How is HIHODL different from Revolut, Wise or Coinbase?

Accepted Answer

Revolut and Wise are custodial fintechs — they hold your money and can freeze your account. Coinbase is a custodial exchange. HIHODL is non-custodial: you hold the keys, no country lockouts, no frozen accounts, and your money moves on stablecoin rails 24/7.

Question 11

Is HIHODL available worldwide?

Accepted Answer

Yes. HIHODL is non-custodial and works in 80+ countries. Early traction is strongest in LATAM, SEA, Africa and Eastern Europe — anywhere the remote-income-to-local-spend gap is painful.

Question 12

Is HIHODL on Android?

Accepted Answer

iOS is live on the App Store. Android is in active development and will launch on Google Play soon.

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